SunTrust Banks Credit Strategist, Private Wealth Management (Atlanta, GA) in Atlanta, Georgia

Req ID: W455414

Job Description

About SunTrust

SunTrust Banks, Inc. is a purpose-driven company dedicated to Lighting the Way to Financial Well-Being for the people, businesses, and communities it serves. SunTrust leads onUp, a national movement inspiring Americans to build financial confidence. Headquartered in Atlanta, the Company has two business segments: Consumer and Wholesale. Its flagship subsidiary, SunTrust Bank, operates an extensive branch and ATM network throughout the high-growth Southeast and Mid-Atlantic states, along with 24-hour digital access. Certain business lines serve consumer, commercial, corporate, and institutional clients nationally. As of March 31, 2018, SunTrust had total assets of $205 billion and total deposits of $162 billion. The Company provides deposit, credit, trust, investment, mortgage, asset management, securities brokerage, and capital market services. Learn more at suntrust.com

About Private Wealth Management

SunTrust Private Wealth Management provides a distinct client experience to simplify the complex needs of the high net worth client. We guide our clients through the wealth planning process with a team of experts, best-in-class thought leadership, and tailored advice and solutions. As a SunTrust Private Wealth Management client, you will have a dedicated team who knows and understands your complete picture – your life, goals and circumstances – and who will coordinate the expertise and resources relevant to your situation. From banking and cash management, to financing and liquidity management, to insurance, risk management, and comprehensive SunTrust Investment Service brokerage and investment banking solutions, we can meet virtually any financial need you, your loved ones or your business may have — giving you the convenience of multiple solutions from a single source that understands your entire financial picture.

Position Description

The Credit Strategist is part of the Private Wealth Management Credit Solutions team. This role partners directly with Private Wealth Management Advisors on credit solutions, primarily for medical and legal practices, executives in the sports & entertainment industries, professionals, and high net worth individuals. Credit Strategists provide consultative credit solution strategies and act as a liaison between the client relationship team and SunTrust’s consumer and centralized commercial underwriting groups. Credit Strategists are responsible for ensuring the highest level of service is delivered to our clients while ensuring loan transactions maintain solid credit quality and portfolio profitability standards.

Responsibilities include:

  • Collaborates with Private Wealth Management advisors to understand a client’s credit needs.

  • Partners with advisors to conduct internal client profiling to identify credit opportunities

  • Works directly with clients, as needed, through face-face, phone and email interactions

  • Facilitates the execution for commercial-lending transactions up to $10MM and for complex Consumer transactions

  • Acts as credit market ambassador within assigned geography, actively coaching relationship team on profitability, credit policies and procedures

Qualifications

Minimum Requirements:

  • Must be familiar with complex client entity structures and commercial lending products (liquid secured, yacht, aircraft, and unsecured lending)

  • Fully understands the credit process, financial analysis, credit underwriting and making recommendations

  • Basic knowledge of regulatory and compliance requirements

  • Undergraduate Degree with 4 years of commercial or private lending experience

  • Strong organizational skills

  • Possesses strong decision making skills. Ability to determine and focus on top priorities in a fast-paced environment

  • Readily adapts to change and new products, systems or methods

  • Excellent written and verbal communication skills

Preferred Requirements:

  • 5-6 plus years commercial lending or private lending experience

  • Experience with residential and commercial real estate transactions and lending solutions for corporate entities

  • Has market knowledge of loan pricing and structural trends to match client needs

  • Formal credit training

Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national originTo review the EEO Poster, copy and paste the following link into your browser: http://www1.eeoc.gov/employers/upload/eeocselfprintposter.pdf http://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCPEEOSupplementFinalJRFQA_508c.pdf

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SunTrust is federally registered service marks of SunTrust Banks, Inc.