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Zions Bancorporation Credit Advisor - Sacramento, CA in San Diego, California

Coaches and advises the bank's credit and lending staff on effective credit analysis procedures and techniques and how an effective credit process helps ensure a successful sales environment. Reviews the bank's credit risks and recommends corrective action. Creates problem credit reports for multiple lending locations. Develops effective credit procedures to minimize the bank's credit risk. Conducts credit audits to ensure effective credit procedures are being practiced throughout the bank. Conducts formal training sessions to share the best credit practices and techniques. While the majority of the time is spent training and coaching, may also answer complex or specialized credit inquiries from internal staff throughout the bank, conduct credit investigations, as needed, for unique, highly complex, or specialized market segments and accompany lenders on business calls for high profile customers. Performs special projects as assigned. Typically requires a Bachelors degree and 6 years of credit analysis experience working with very complex or specialized loans. Contributes to the development of new credit theories and methods. Advanced knowledge of the credit analysis process and how it how it relates to a sales environment. Extensive knowledge of financial spread analysis and credit/lending procedures for very complex loans in specialized market segments. Advanced PC skills.

Req ID: 055358

Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.